Preneed Funeral Plans
We help Californians pre-plan for final arrangements, so the family knows who to call at time of need, and to lock in today’s prices! We have many locations and options for Water Cremation, Flame Cremation, or Traditional Burial Services.
What’s the process?
Step 1
We start with a conversation to answer your questions, and make sure we understand what is important to you and your family, regarding funeral or cremation plans and your final resting place.
Step 2
Then we give you a free planning guide where you can write down your final wishes, and record important information that will be needed later.
Step 3
You will be given a no-obligation quote with the options that fit your needs.
Step 4
We help you fund your plan with either one payment in full or a payment plan.
Step 5
The price will be locked in (frozen) at today’s rates so that your family does not worry about future inflated costs.
Step 6
Then your family is protected, giving everyone PEACE OF MIND.
Frequently Asked Questions
How can I prepay for a funeral or cremation plan in Southern California?
You can speak with us and we will help you select a facility and plan that works well for your family, fund the plan, and freeze today’s price. The prices go up every few months, so locking in the price now is very beneficial to your family. We have several options for funding your plan.
Who holds the funds before my death occurs?
The funeral homes that we represent use an insurance company to hold the funds until death occurs. You can think of it as a safe, 3rd party organization that has its funds protected, sort of like an escrow account.
What if the funeral home goes out of business, are my funds kept safe?
Yes. The state of California will not allow a funeral home to hold funds until after death occurs, and the state allows either a bank or an insurance company to keep the funds safe. Insurance companies offer a better growth on the cash value over time, so they are preferred by funeral homes and families to protect against inflation.
Can I do preneed planning for a family member, or can I only do it for myself?
You can do a preneed plan for yourself, or for a family member, or a life partner.
Do you offer insurance plans for children or pets?
On most of our preneed plans, we automatically cover your children, grandchildren, great-grandchildren (blood relative or by marriage). They must have been born healthy and still be a minor. We also cover up to $150 on your dogs or cats.
How many funeral homes do you represent?
We are partnered with over a dozen funeral homes in San Diego County, and a few in other counties in California, so think of me and my team like a broker with many options.
What cities are you able to serve with the funeral homes you represent?
We have many funeral homes that we partner with all over California. If you are in California, contact us to see what’s available near you. The primary facilities we have partnered with are able to serve families who live in: Chula Vista, San Diego, La Mesa, El Cajon, San Marcos, Escondido, Ramona, El Centro, Carlsbad, Encinitas, National City, Lemon Grove, Kearney Mesa, La Jolla, Santa Ysabel, Alpine, Julian, Temecula, and Hemet… and a few other cities in Riverside County, Orange County, and Los Angeles County.
How can I freeze the cost of my funeral or cremation?
When you purchase a preneed plan with us, the agreement shows in writing that the price will never go up at the location you choose; it is a locked-in guaranteed price.
What if I move away from the funeral home, will my preneed plan still work?
Yes, your preneed plan can be used at any mortuary in the USA. If you stick with your original facility, the price is guaranteed. If you move away from the area (such as out of state) then you can either find another funeral home who will accept the terms & current cash value of the policy, or your family can use it as a cash policy (which grows a little each year).
What if I travel often, do you have a travel protection plan available?
We do have an affordable travel protection plan for those who travel often. It covers all costs to send a deceased person back to their home area (mortuary) at no cost to the family… as long as the person was over 75 miles away from home. (Click here to learn more)
Testimonials/Stories
I just wanted to Thank Sean Renfroe and his team for helping us with our experience for our dear aunt Dorothy McCleskey. They made things so easy and non-stressful. They treated us with kindness and respect. Thank you again.
-Rosemary & Mike M.
My sincere THANK YOU to Sean and his team for giving my family superb customer service and their compassion in planning my cousin's viewing/burial service. They made sure everything would run smoothly!
-Dannah T.
Sean did an excellent job for me & my wife in planning our cremations. He answered all of our questions and we were able to do everything by phone and email in a very timely manner. We were concerned with coverage should we travel in the future and he was able to provide that as well. He was very professional and gave us great peace of mind having prearranged funerals. I certainly would recommend him.
-John R.
My mom had a beautiful funeral! Sean Renfroe and the rest of his team were wonderful. We were so please to have him as our funeral arranger. Sean was very patient, easy to communicate with and understood our cultural needs. He spent hours going through every details and steps with us. We wanted a traditional Buddhist funeral/service and he delivered beautifully. Highly recommend Sean Renfroe!
-Jeanette C.
My experience when my father passed away was more comforting because of Sean Renfroe. He was of great assistance at a time of great despair. My sisters and I are grateful that Sean took the time and patience to get us through this difficult spot in our lives. All the arrangements were perfect, especially the military ceremony at Miramar National Cemetery. I would highly recommend Sean Renfroe and his team.
-Donna W.
When my dear friend passed away, she had already made plans so it was simple and easy to go through. Sean Renfroe handled everything for us. With no family around, Sean made it easy for us to complete a local service and handled all the details for an Arlington National Cemetery burial several months later in the DC area. They were professional, caring and covered all details. Thank you again!
-Ellen C.
We wanted to do pre-need funeral planning to spare our families as many decisions as possible when the time comes. Sean was great at explaining all of our options, and pointing out things we hadn't considered. We are very happy with the plans we purchased. Thanks Sean!!
-Terri C.
It's never a pleasant time to have to cope with the loss of a loved one, but I was so impressed with Sean Renfroe and his careful handling of all of the affairs of my mother, Sybil Stockdale. The entire Stockdale family is grateful to Sean for his attention to detail, and his warmth and reassurances throughout the process.
-Thomas L.
The service my family and I received during my mother's homegoing celebration was excellent. The staff made sure that all of our needs were met. They were kind, courteous, and accommodating. Professional at every level, starting with Sean Renfroe.
-Harvey W.
Sean Renfroe and his team helped our family plan a beautiful memorial service honoring my dad. Sean was very patient and took his time to go over every single detail. Sean ensured every aspects of the weekend (casketing, flowers, visitation hours, cremation etc) were met. It was an extremely sad and stressful time in our lives and if it weren't for this team and the entire staff at the mortuary. I'm sure it would have been more stressful. We are very appreciative. Thank you for everything you have done for our family during a very difficult time of our lives.
-Diane F.
I am beyond grateful there are folks like Sean in this world to do the work that they do. After spending time making funeral arrangements for my loved one, I realized how big their hearts are, how gentle their souls could be, and how patient their minds were. They have a very difficult life being so open to sitting with the ones left behind, please know we see you Sean and you are being lifted up by all you touch. Thank you for your work and please be sure to take care of yourselves.
-Abigail C.
This is the second time we have had to use the mortuary. I would like to thank the staff for being so compassionate as well as professional during the toughest times of our life. Sean Renfroe our funeral director was truly a God-send. We couldn't ask for anyone better. He provided attention to detail and dedicated time to ensure our Mother's services were perfect. Thank you Sean for being apart of this process taking calls when you were not on schedule just to make sure things would get done. We all live out of state and Sean made sure nothing was missed. Thank you.
-Octavio L.
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